Privacy Policy

Last Updated: 03/14/25

{domain} ("Company," "we," "us," or "our") respects your privacy and is committed to protecting it through this Privacy Policy. This policy describes how we collect, use, disclose, and safeguard your information when you visit our website or interact with our services.

By using this website, you consent to the data practices described in this policy.

1. Information We Collect

We collect information in the following categories:

A. Personal Information You Provide

When you voluntarily submit information through forms or interactions on the site, we may collect:

Full name
Email address
Phone number
Zip code or state of residence
Age or date of birth (when applicable)
Insurance-related preferences or eligibility indicators

B. Information Collected Automatically

When you access the website, we may automatically collect:

IP address
Browser type and version
Device type and operating system
Referring URLs and pages visited
Date and time of access
Cookie identifiers and online identifiers

This data is used for analytics, security, performance optimization, and compliance monitoring.

2. How We Use Your Information

We use collected information for the following purposes:

To provide requested information or services
To connect users with relevant insurance or benefit providers
To respond to inquiries or support requests
To improve website functionality and user experience
To conduct analytics and performance measurement
To comply with legal, regulatory, and compliance obligations
To prevent fraud, abuse, or malicious activity

3. Legal Basis for Processing (GDPR)

For users located in the European Economic Area (EEA), we process personal data under the following legal bases:

Consent (when you submit information voluntarily)
Legitimate Interest (site analytics, security, fraud prevention)
Contractual Necessity (when providing requested services)
Legal Obligation (regulatory or compliance requirements)

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Enable essential website functionality
Measure traffic and site usage
Improve performance and user experience

Cookies may include:

Essential cookies (required for site operation)
Analytics cookies (non-identifying performance data)

You may control or disable cookies through your browser settings. Disabling cookies may affect site functionality.

5. Sharing of Information

We may share information in the following circumstances:

With trusted service providers, vendors, or partners who perform services on our behalf
With insurance or benefits partners to fulfill user requests
To comply with legal obligations or lawful requests
To protect the rights, safety, or property of users or the Company

We do not knowingly sell personal information in the traditional sense. However, certain data disclosures may be considered a "sale" or "sharing" under applicable privacy laws.

6. Your Privacy Rights

Depending on your location, you may have the right to:

Request access to your personal data
Request correction or deletion of your data
Opt out of the sale or sharing of personal information
Limit or object to certain data processing
Withdraw consent at any time

California Residents (CCPA / CPRA)

California residents have the right to:

Know what personal information is collected
Request deletion of personal information
Opt out of the sale or sharing of personal information
Not be discriminated against for exercising privacy rights

Requests may be submitted using the contact information below.

7. Data Retention

We retain personal information only for as long as necessary to:

Fulfill the purposes outlined in this policy
Comply with legal and regulatory requirements
Resolve disputes and enforce agreements

Retention periods vary depending on data type and purpose, typically ranging from 12 to 36 months, unless longer retention is required by law.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, misuse, or disclosure. However, no system is completely secure, and we cannot guarantee absolute security.

9. Third-Party Websites

This website may contain links to third-party sites. We are not responsible for the privacy practices or content of those third-party websites.

10. Children's Privacy

This website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Last Updated" date above.

12. Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us.